DankerooFor Germany, Austria and Switzerland
When a bill is just too much right now, others chip in. Every bill is checked by a person, and the money goes straight to the utility, landlord or clinic – never to a private person.
Coming soon to the App Store and Google Play.
Three steps, from a photo to a paid bill.
Snap the invoice, Roo reads the details, and you add a few lines about your situation. A person checks everything before the bill goes live.
People nearby and further away swipe right and give what they can – a little, or the whole rest.
Once it is covered, Dankeroo pays the biller directly. If it is not covered within 14 days, everyone gets their money back in full.
For anyone who needs a hand right now – and anyone who wants to give one.
An energy back-payment, the vet, a school trip, a repair: sometimes it just doesn’t add up. On Dankeroo you ask for help with one specific bill – and nobody wonders where the money ends up.
You see exactly what your money is for and know it gets there. Give part of what is left or the whole rest – or pledge now and pay only once the bill is fully pledged.
Trust is the heart of Dankeroo. Here is how we protect every chip-in.
A real person checks the invoice, the IBAN and the amount before anyone sees the request. We look into every report from the community.
Your chip-in goes to the energy company, the landlord or the clinic – never into a private account. Supporters only see the last four digits of the IBAN.
If a bill isn’t covered after 14 days, or it is removed, we refund every chip-in in full – protection & payment costs included.
Card, Apple Pay and Google Pay, processed by Stripe. We never see your card details. No ads, no tracking.
Dankeroo Protection & payment costs add 10% on top of your chip-in. They cover transaction fees, bill checks, fraud prevention and keeping Dankeroo running. The bill receives 100% of your chip-in, and you always see the total before you pay.
| Your chip-in | €20.00 |
|---|---|
| Dankeroo Protection & payment costs (10%) | €2.00 |
| You pay | €22.00 |
| The bill receives | €20.00 |
These are invented examples. Real bills only appear after a person has checked them.
ExampleHouseholdEnergie Beispiel GmbH
The electricity back-payment came all at once. I can manage half of it myself.
€121.30 of €184.6066% covered
ExamplePetsTierklinik Beispiel
My dog Bruno needed emergency surgery. He’s fine now – the bill is still open.
€248.00 of €312.0079% covered
ExampleHealthPraxis Beispiel AG
Dental treatment that my insurance doesn’t cover.
CHF 62.93 of CHF 89.9070% covered
An app where people chip in for other people’s real, open bills. Every bill is checked, and the money is paid straight to the biller.
No. Money never goes to private people. It is paid directly to the biller – for example the energy company, landlord or clinic – so it can only pay the bill.
Roo, our reading assistant, suggests the details from the invoice photo. A person then checks the invoice, IBAN and amount before the request goes live. Anyone who spots something odd can report a bill.
Posting a bill is free. When you chip in, Dankeroo Protection & payment costs of 10% are added on top. You see the total before you pay, and the bill receives 100% of your chip-in.
A bill stays open for 14 days. If it isn’t covered by then, everyone gets their chip-in back in full, protection & payment costs included.
A pledge is a promise to chip in without paying straight away. When the bill is fully pledged, you get a notification and have 48 hours to pay.
Adults with an account and a verified mobile number, for their own real, open bill in Germany, Austria or Switzerland.
By card, Apple Pay or Google Pay. Payments are processed by Stripe; we never see your full card details.
Until the first real bills are verified, the app shows clearly labelled examples. They are invented and cannot receive money.
In the app under Me → Delete account. If you can’t get into the app, we help by email – see the “Delete account” page.
Dankeroo is coming soon for iPhone and Android. Free.